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We are passionate, intelligent and forward-looking team of financial advisers with an eye on the markets and the future.
SYNERGY stands as a multi-award winning financial advisory firm renowned for our proactive, progressive and reliable approach
Learn moreHear what our customers have to say about our service. We are humbled to serve our incredible clients and are thankful for their feedback and continuous support.

























































Homemaker
Derrick has been my Financial Advisor for the past thirteen years. I have found him to be an honest, thorough and thoughtful person who has always had my best interests at heart and would only recommend policies that best meet my needs. He will patiently explain the finer aspects of the policies before I sign up for them. Another winning point about Derrick is that he is not a pushy person who is only concerned about closing a deal regardless of whether it benefits the client. I have every confidence that he will continue to offer his excellent and helpful service to others. Keep up the good work, Derrick!
Pauline Lau has been my agent for many years. When I was admitted to hospital for day surgery, she always tried her best to answer my enquiries clearly and promptly. She also provided kind assistance to me on submission and appeals for my case. Pauline is a great agent who not only know my needs but also an agent to count on.
Product Marketing Exec at Rarespawn Ventures
Maeva Huang has been my financial advisor for years. Her attentiveness is unparalleled; she listens attentively to my concerns and goals, tailoring her strategies to suit my specific needs.. Maeva's knowledge of finance is impressive, and I trust her guidance completely
Executive
Friendly, sincere and provide good advice. He is very knowledgeable and efficient when explaining policy and details to me. Definitely someone you can count on in insurance as he knows his things thoroughly. A reliable agent and friend.
Retiree
Pei Chi is very knowledgeable and professional in looking into suitable plans for me, presenting the different financial & retirement plans available which are suitable for my consideration taking into consideration what plans I already have in place. She sells plans to me with heart and passion taking into account my condition and situation. Never once that she does hard-selling.
I would highly recommend Pei Chi to any potential individual who are looking into financial and retirement planning as well as in looking into investment plans for earning other source of potential income.
Teacher
I was recommended by a friend of mine to Adeline. Adeline is very enthusiastic and knowledgeable about the work she does, and always takes the initiative to ensure that everything is fine. I trust Adeline with my plans and feel very assured that she will be there to answer and clarify any doubts I have. If you require someone to look after your best interests, you can count on Adeline to be the right person.
Grace has great tact and patience when explaining complex instruments to me. She is insightful and keeps an eye for good investment returns for the client. I have held many conversations with her and she is candid in her assessment and perspectives. I thank her and wish her a wonderful year in 2021.
Analyst
April has a great understanding of products and people. While insurance/financial planning is a daunting endeavour for many, my experience with planning alongside April was fuss-free and enjoyable. April provides the most direct solutions to address the needs of the average Singaporean. I would highly recommend speaking to her directly if you have been procrastinating on your own financial/insurance planning!
Senior Lecturer
It was great that I have spoken to Yi Jun advising on my existing policies that I am holding currently. She is quick in scanning data that I have presented to her and understood what I have in mind for the issue that I am concern about for she was a good listener. She was able to throw in some tips of how I can optimise my current situation. Fruits for thought for me after our discussion. There are new angles to relook into my portfolio to optimise my investment and protection. However, I need some time to think it through. Many thanks to Yi Jun for that chat session. ^_^
HR and Operations Manager
I have known Serene for over a decade, initially as a colleague and then a dear friend. Though we lost touch for a time, when we reconnected, I was happy to discover she had transitioned into financial advising.
Serene has been an unwavering support system for me and my family throughout our financial journey. She's consistently available, offering guidance and reassurance at every turn.
What truly sets her apart is her patience and understanding. There are no 'stupid questions' with Serene – she always listens attentively and provides clear explanations. Her responsiveness is incredibly valuable to me, especially during times of uncertainty as I can be quite anxious on financial and insurance matters. Especially when my daughter had to be hospitalised, she was there for me no matter the day or time.
More importantly, Serene goes beyond simply managing finances. She genuinely cares about my well-being, and that of my family's. She takes the time to understand our needs and financial capacity, always prioritizing what's truly best for us.
I wholeheartedly recommend Serene to anyone seeking a compassionate and knowledgeable financial advisor and friend.
Student
I have been thoroughly impressed with the financial guidance provided by my adviser, Jennifer Kee. Her meticulous and detail-oriented approach helped me develop a comprehensive financial plan tailored to my needs. I appreciated her lack of hard selling, as she focused on finding the most cost-efficient solutions for my financial situation.
Her extensive knowledge and responsiveness have been invaluable, making me feel confident and secure in my financial decisions. She share on how I can generating passive income and strategies for saving with the money I have, greatly enhancing my financial literacy.
Her cheerful and friendly demeanor made the entire process enjoyable. With a wide variety of insurance products, she ensured I had plenty of options to choose from. I highly recommend her to anyone looking for an exceptional financial adviser.
Manager
It is my pleasure to recommend Elden as he is very professional and experienced. It is apparent that he studies the fine prints of insurance policies in depth as he is able to evaluate the pros and cons of the policies available in the market before he provides the recommendations to his clients.
His deep knowledge of financial markets and skillful handling of complex investment strategies have also consistently delivered strong returns.
Impressive!
Senior Coordinator at Warner Bros. Discovery
I’ve always been curious about investing my money but was afraid to take the first step because I felt that most Financial Advisors were only after my money - that is, until I met Nova. What drew me to her was her sincerity.
She didn’t actually tell me this was what she did until I asked what she did for work. That was already a green flag for me because she didn’t see our conversation as a potential business opportunity.
Nova went through my finances and advised me on where to put my money. Although it’s not much yet, I’m glad I’ve finally started and have already seen some good returns on my investments, particularly with my CPF. I’m also so thankful that Nova encouraged me to do this because my BTO is coming up, and the increase in my CPF savings will make a significant difference. My only regret is that I didn’t start earlier.
I also appreciate that Nova sends me monthly updates on all my investments and always takes the time to answer any questions I may have.
I have known Marvin for many years and had been my financial advisor. He is a very nice and patience guy and will never forced you to purchase any product if you are not ready yet.
He makes a great friend to be with and still possess the professional side of his profession.
Reconciliation Specialist at Schroders
Efficient, knowledgeable and trustable. He genuinely cares and is committed to understand/cater to your needs. As his client, I feel secured that he will be there to assist even after the purchase of the policies. Will definitely recommend him to my friends around me
Scm
I would like to express my thanks for the work Marvin has done for me and my family over the past years. The expertise and attention to detail with which he has handled our financial matters could not be faulted. Particularly reassuring to me and my family in the absolute integrity of his dealings with us. Thank you for everything
April provides me with professional advice in selecting my policies and assists me with any claiming processes in a very efficient manner. She does not sell me unnecessary policies that I do not require, only what I need based on my current lifestyle.
Media Planner at Warner Bros. Discovery
We have been with NTUC Income since 1900s. Sadly, we didn't buy our plans from Kamen, he was only assigned to support us when the last planner went MIA.
Kamen support has been superb, attentive, and meticulous. He never failed to provide an answer when faced with an impatient customer like me. I have friends who shared the same experience as me, with agents going MIA and no support from anyone. He continued to support us wholeheartedly knowing that we might not be able to buy new plans from him due to age, financial and other constraints.
Thank you, Kamen, for your good work.
SYNERGY is very lucky to have Kamen as a representative. He truly supported us with Care and Concern.
Senior Scientist at Samsung Biologics
Ewald is a caring and attentive adviser who listens carefully to your needs without pushing for unnecessary services. He always responds in the shortest time possible and is always available to provide advice. I am very satisfied with his services and will recommend him to family and friends.