Happy clients who have enjoyed the excellent service from our professional financial advisers.

I write to thank and to share the fact that I have been very blessed to have Liu Ting Kin as my financial advisor and portfolio salvager.

Liu is compassionate, attentive, has the client’s best interest at heart. He is always there to listen, find solutions and deliver great results. He is trustworthy, assuring and accomplishes what he sets out to do to help his client.

More than 10 years ago, I walked through personal life crisis which left me vulnerable, in search of financial safety net and the need to create some passive retirement income. It was during that time I was approached by a banker who had suggested Equity Loan, ie reverse mortgage. The banker after clocking in his sales did not see my portfolio through, ie he left the bank. I was passed on to another relationship manager who had inadequate experience, did not take care of my portfolio and the advisor, analysts etc teams behind him made a huge mess leaving me in the red with bleak outlook. My other private financial officer was also missing in action and uncontactable.

That was when Liu Ting Kin, whom I had met years ago prior to my portfolio crisis appeared in my life again at the right time. Liu listened patiently, understood my dire situation, assured that he would and could help and started the journey of salvage. I heeded his advice and bravely ported my entire portfolio out of the bank to Synergy to be under the care Liu Ting Kin.

In this journey, Liu kept to his promise to watch over my portfolio carefully and conscientiously, updated me monthly of the performance of my investment in his care, which the bank did not do.

Today, my portfolio has not only been salvaged from the red, it has also become nicely profitable, and I can finally get out of the dark trap of Equity Loan.

Liu Ting Kin is a financial advisor I highly recommend.

Over the years, I have worked with a number of financial professionals, but what distinguishes Elden is the combination of his practical investing experience and his disciplined, long-term perspective on wealth management.

As an investor himself, Elden brings a level of conviction and credibility that is difficult to replicate. His recommendations are not purely theoretical; they are informed by real-world investment experience and a clear understanding of how markets behave across different cycles. This has given me greater confidence in the advice he provides and the strategies we have implemented.

Equally valuable has been his comprehensive approach to financial and retirement planning. Rather than focusing on individual products or short-term outcomes, Elden takes the time to understand broader objectives and develop a coherent strategy that integrates protection, wealth accumulation, investment management, and retirement readiness. His ability to connect these elements into a clear long-term plan has been instrumental in helping me make more informed financial decisions.

I have found Elden to be thoughtful, diligent, and highly professional in every interaction. He combines technical knowledge with the ability to communicate complex financial concepts in a clear and practical manner, enabling productive discussions and sound decision-making.

I would not hesitate to recommend Elden to individuals seeking a trusted adviser who brings both investment experience and a holistic approach to long-term wealth and retirement planning.

I would like to express my sincere appreciation and gratitude to Serene Seah for her outstanding service as my financial adviser.

Although Serene and I were colleagues and friends more than 10 years ago, we lost touch over the years. Last December, when I needed help planning my family's hospitalisation coverage and investment portfolio, she was the first person I thought of because I trusted her professionalism and expertise.

From our very first discussion, Serene demonstrated exceptional knowledge and a deep understanding of financial planning. She listened carefully to all my concerns and provided clear, practical solutions tailored to my family's needs. Her recommendations have delivered positive results, and I am truly happy with the outcomes. Most importantly, she has earned my complete trust through her dedication, integrity, and genuine care.

What sets Serene apart is that she goes beyond her role as a financial adviser. One of the most touching moments was when I was unwell. She personally delivered medicines, herbal tea, and treats to my home to make sure I was feeling better. On another occasion, despite being sick and tired herself, she still drove all the way to my house to surprise me with birthday wishes. These thoughtful gestures meant so much to me and showed how much she genuinely cares about the people around her.

Professionally, Serene is always responsive, responsible, and incredibly patient. Even when I texted her late at night with questions about my policies, she took the time to explain everything in detail and ensured I fully understood my options. Her dedication, professionalism, and willingness to go the extra mile have given me complete confidence in planning for my future and retirement.

I wholeheartedly recommend Serene Seah to anyone looking for a trustworthy, knowledgeable, and caring financial adviser. If you're seeking someone who will always put your interests first and provide exceptional service, Serene is the person to go to. You can count on her to guide you every step of the way.

Thank you, Serene, for your unwavering support, professionalism, and friendship. Keep up the amazing work! I will definitely continue recommending my friends and family to you. ❤️👍

I got to know Serene through my wife, and I am truly grateful for her guidance and support as my financial adviser.

Serene has helped me with my retirement planning and provided valuable advice that gives me confidence and peace of mind about my future. She is knowledgeable, professional, and always takes the time to address my concerns patiently. No matter when I reach out, she is incredibly responsive and reliable—something that is very rare to find nowadays.

What I appreciate most is that Serene genuinely cares about her clients. Her dedication, attentiveness, and willingness to go the extra mile make me feel at ease knowing that I am in good hands. She has earned my trust through both her expertise and her sincerity.

I wholeheartedly recommend Serene to anyone looking for a trustworthy, responsive, and caring financial adviser. Thank you, Serene, for your excellent service and support. Keep up the great work! ❤️👍

I like the clear explanations, patience, and genuine care shown throughout the consultation process. Thank you for making financial planning easy to understand and for taking the time to address my concerns without any pressure.

I also appreciate the thoughtful advice provided to my nephew. The guidance given was practical, easy to understand, and helpful in building a strong financial foundation at a young age. It is reassuring to work with someone who is sincere, attentive, and committed to helping clients make informed financial decisions. I look forward to a long-term partnership.