Latest happenings and insights

Published • 10 min read

Unpredictability is a fundamental part of life. Therefore, when it comes to preparing for the unexpected events of life—such as death and various forms of incapacity—we must take the reins and steer our lives in the direction we would choose, should the unthinkable occur.

Published • 4 min read

While financial planning is essential, the provision of insurance is often misunderstood and can lead to decision-making that isn't aligned with one's actual financial situation. Even in a growingly financially literate society like Singapore, it's important to clear up the most common myths that can misguide people when it comes to making properly informed choices about what they actually need to take care of their and their families' financial well-being.

Published • 5 min read

Travelling brings with it the excitement of new experiences, yet it is fraught with its own risks. It can lay bare the fragility of our plans when we find ourselves unexpectedly delayed or facing a medical emergency—putting us, quite literally, out of money if we are not covered. We prepare for our journeys by mapping out where we will go, making necessary reservations, and securing the means to pay for them. Yet how often do we think to prepare for the potential of these plans going awry? Incidents like the recent earthquake in Japan remind us that even the most meticulously crafted itineraries can come undone.

Published • 3 min read

Disability income insurance is essential for maintaining your financial well-being when illness or injury prevents you from working. Many people overlook the likelihood of experiencing a disabling condition during their working years, so now is the time to consider how this insurance can protect you.

Published • 1 min read

At SYNERGY, we have always placed a high value on continuous learning and education, reflecting our core value of Progress. We encourage our advisers and staff to embrace a lifelong learning mindset, applying the skills they acquire in both their professional and personal lives. We are equally dedicated to supporting younger generations on their journey toward academic excellence, ensuring they are well-prepared for future employment opportunities.

Published • 2 min read

The Singapore Cancer Society (SCS) has been dedicated to supporting needy cancer patients since its establishment in 1964. One of its key initiatives, the Race Against Cancer (RAC), aims to raise awareness and funds in the fight against this illness.

Published • 5 min read

The Supplementary Retirement Scheme (SRS) is a voluntary savings plan designed to encourage Singaporeans to save more for retirement. Launched in 2001, SRS complements the Central Provident Fund (CPF) and provides individuals with an additional avenue to accumulate retirement savings while enjoying tax benefits. This article will explore how the SRS works, its benefits, and strategies for drawing down income in the future.

Published • 2 min read

We recently held our semi-annual Supervisory Forum, an event organised to foster knowledge-sharing across departments. This gathering serves as a platform for leaders to expand their knowledge on insights such as regulatory updates, training, investment strategies, and recruitment practices.

Published • 3 min read

High-net-worth individuals (HNWIs) have unique and complex financial planning needs that require specialized expertise and solutions. This article delivers insights into how Wealth Management can meet the diverse and demanding myriad of requirements that HNWIs represent.