Mr Chun Ren
Student

"Rayers is a motivated and knowledgeable financial consultant that has helped me start my journey towards financial independence. He answers any doubts regarding my finances and given advice according to my situation and goals."

Mr Wei Song
Student

"Rayers has been giving me sound financial advice for many years. He will actively inform me of any changes and opportunities for investment and always ensure that my queries are answered. I highly recommend him to anyone looking for an adept and good-natured advisor!"

Mr Stanley
Engineer

"Rayers is very helpful. He ran through all the options during my search for the right hospitalisation plan. He even followed me to all the hospitals to assist with assessment when I need a surgery on my ACL."

Mr Keith Neo
Student

"Rayers is a great friend and advisor to have as he go through every process with you. Ensure you understand what you are doing with your finances. Before you risk your livelihood. On top of that, Rayers always thrive to improve himself in term of knowledge and other aspect of his personal development."

Ms Jennifer
Architecture Designer

"Rayers is very detailed and patient. He will take the time to go through details slowly which is helpful. He will also take the time to go through things step by step with you so you don’t get confused. He’s knowledgeable and willing to answer the questions you may have. He is also very reachable throughout the week which makes thing easy."

Mr Neo Poh Leng
Safety Coordinator

"Rayers is a very responsible and knowledgeable advisor. He helps me not just for my portfolio, but many other aspects that will affect my finance, career and even family. I am very grateful to him. He is also one of the best I ever met when it comes to investments."

Mr Jay
Full-time Ns (nsf)

"Rayers has been a very well-informed and insightful advisor. Providing us with timely updates and proper reasoning between switching of certain funds and simplified updates on the current global financial situation. His decisions are made on the basis of having customers' needs coming first, ensuring that every individual needs are met and that the benefits are most optimised. As dry as certain topics may be, he tries his best to cover each topic in a comprehensive but simple to understand way. His dedication in ensuring every single one of his clients is knowledgeable in the field is a very honorable action."

Mr Darryl Chua
NSF

"Highly recommend Rayers to everyone who is looking at getting help for finance and investment! He is an expert in this field as he has good knowledge in finance and investment. He has been helping me with managing my finance for the past 3 years as my finance manager."

Mr Iman Nizar
Student

"I was introduced to Rayers from a friend of mine. From the get-go, he was very approachable and friendly. He is easily able to build rapport with me and is very knowledgeable with the latest market trends, investments and insurance. He loves to give knowledge to us where he keep us up to date to the latest news that effects the market and his predictions regarding it. Overall, a great adviser and friend that I would introduce to my peers."

Mr Shanger
NSF

"A friend of mine introduce me to Rayers in the year 2019 and from that date till now Rayers has been saving my money in a huge amount. Because I am a day trader and I learn the fundamentals a lot however I always get greedy when it comes to taking profit so I end up losing upto $69k USD.. however after Rayers comes in to our lives and talk is through on how and when we should be investing our money with important rules especially with the help of his IFAST platform! I started reducing my losses. I do the RSP of IFAST monthly and it’s very flexible and convenient according to my needs. The fees are low! And initially I was skeptical too because when I deposit in iFAST in the year 2019 I was on a loss and I still remember that the fund was BlackRock. Now it’s 1 year passed Rayers has switched my funds probably at least 4 times and I am in my green zone profiting!! Best part is that he actually texts us on why he is switching funds and explaining the fundamentals behind his act! Which actually also gave us more knowledge on the world affairs and every funds purpose. I am 25 years old and I am investing for 7 years. However I have never come across such a Financial Advisor before. Rayers is probably the 1 in a million FA to actually go to the extra mile just to make sure his client learns and earns the same time! Thank you Rayers for introducing me to IFAST! I will definitely recommend his service to anybody as long as you are driven to invest on a monthly basis!"

Mr Foong Kah Seng
Student

"Rayers is a great friend and advisor. He is very knowledgeable in his field and always shares his insight with his peers. He is even willing to provide his professional opinions when I approached him with my financial queries. To sum it up, he is a great financial advisor who always seek to improve in his field."

Mr Jeremy Sng
Project Manager

"I have known Rayers for over 10 years and he has always been a supportive friend in many ways. As an advisor, he has given me many great advise and taught me alot. His insights and foresight for investment has broadened my horizon and a great help in my portfolio."