I guide Accomplished Professionals from financial uncertainty to clarity, independence, and lasting wealth a simple framework I call (BGT) Basics, Growth, Transfer.

For more than 20 years, senior leaders at UBS, Deloitte and Etiqa trusted me to define clear goals, develop actionable plans, discipline, organisational culture and environment to get them there. Today, I do the same for accomplished professionals and young families.

I firmly believe that wealth should not only be measured by returns, but by how effective it can adapt through market volatility, income disruption, family responsibilities, life events and uncertainties. I help clients discover financial blind spots, develop portfolio resilience, sustainable investment strategies, and healthy financial habits.

B.G.T. in practice:

✅ Basics — the foundation that anchors everything: protection, cash flow, and emergency reserves

✅ Growth — wealth accumulation and investment strategies aligned to your goals, timeline, and risk appetite, built to compound and flex with market conditions

✅ Transfer — retirement planning, legacy, and estate planning, so what you’ve built transfers to the people and causes you love, the way you intend

I provide comprehensive advisory across wealth accumulation and preservation, investments, retirement and financial planning, insurance and protection, and legacy and estate planning.

If you'd like a conversation about your wealth decisions with no pressure, no jargon, just send me a message at boneysze@synergy.com.sg and we'll find a common time to meet.

📍 Singapore | MAS-licensed Representative, Synergy Financial Advisers, RNF No. SBS300922598 | CMFAS | AEPP | English • Chinese • Filipino