Teo Jia Min

AEPP®, ARIA, MFAAssociate Director

Mr Ivan Low
Relationship Manager
Citibank

"I’ve known Jiamin since my university days and she is someone I can trust fully, not just as a friend, also as an advisor. She is not pushy and gives me both sides of the picture all the time on the things I want to know, being very straightforward and to the point. What I really appreciate is how she starts the conversation with an overview on the entire planning and priorities to be discussed, before zooming into the possible solutions we can consider together. She is very willing to share her insights and expertise, especially the key details to take note of. Some of these are information which cannot be found online and you can tell it only comes with experience. With the ability to compare various products, I get better clarity on what I should be looking for and I know that Jiamin has my interests at heart. Jiamin is someone who goes beyond her duties as an advisor, and that I would definitely recommend."

Mr Jace Ong
Software Engineer
VISA

"I have known Jia Min for over a decade as a friend, and I have no qualms about engaging her as my advisor! Unlike other agents I've met, Jia Min is very well versed in financial products, even those that her company does not carry. I am really appreciative of her hardwork and diligence in providing advice to me (even entertaining my queries on a Sunday morning) Her analysis is not only comprehensive, but also customised to my personal context and needs. I was also pleasantly surprised when she even went beyond her scope and purview to advise on my company's insurance offerings. I love how she treats it not as pushing her financial products and sales but rather more about finding the best solution for me. Knowing that, I feel really assured and secure in planning for my financial and insurance goals with her. Amazing and honest advisor! Saves you the trouble of pouring through the lengthy TnCs. Highly recommend!"

Mr Tan Kian Wei
Pilot

"When I first met Jia Min, I already had an existing agent; Despite this, I admired that she did not hard sell, and instead pointed out the bigger truths which gave me so much more clarity for what constitutes proper planning. Blink of an eye, I’ve engaged her for 4 years already, and all this time, I have continued to feel at ease leaving my investment and insurance planning with her! Her warm demeanor and personal touch makes me feel well taken care of. Jia Min is an advisor who walks the talk. She recommends suitable investments to me and does this by drawing reference to her own investment portfolio, which she is very actively invested in. She doesn’t exaggerate investment returns and makes investing very applicable to my real life! Her knowledge in the field and attention to detail makes me feel rest assured. Grateful for an advisor turned friend, thank you Jia Min!"

Mr Mohamad Ismail
Process Specialist

"Appreciate Jiamin's non-biased advice from day one! Unlike other agents I’ve met who try to push me plans I may not need, Jiamin took time to highlight what’s most important for me - my hospital plan. I am thankful to have followed her advice to secure my coverage, as later on, when I had to claim for two surgeries (the bills amounted to about $10k), my plan allowed me to waive off most of this amount. While making the claim, there were also some admin issues to handle and Jiamin was there at every step to guide me through and check on anything that needed clarification asap with the insurer/ clinic. For my investments, Jiamin is also very dedicated and sends me regular reports to update on performances. I highly recommend Jiamin to all those looking for insurance and investments, as she is easygoing and dependable!"

Ms Chin
Quantity Surveyor

"Jia Min is a great person with great character. She is very trustworthy and provides excellent service. I gained so much clarity after speaking with her! She was able to show me a clear overview across insurers and even shared with me some blind spots that most agents fail to point out to me. I believe that a good advisor is someone who also services well post-purchase. Jia Min is very prompt and responsive over text. She will send me relevant updates that I ought to be informed about from time to time. I would recommend Jia Min to anyone without hesitation or reservation. I have full trust in her work. Keep it up Jia Min!"

Tee Cy
PHV Driver

"Jia Min is very helpful and quick in response as my advisor! She is always friendly and humble. Recently, I went into some financial difficulties, and needed her help on some administrative matters regarding my policy. When I reached out to her, she was prompt to reply over WhatsApp and immediately acted on my request. I appreciate how she shows concern beyond her advisor role, and understands my situation, leaving me with a peace of mind by updating me on the status constantly. Appreciate Jia Min's help and am glad that I have her as my advisor. Thanks so much, Jia Min. :)"

Ms Zheng Hui Lin
Education Program Manager

"It is my privilege to have Jia Min and Rui Han assisting me on this journey. They have been very honest, transparent, and supportive in getting a good term plan for me. Although I have some existing medical conditions, it did not deter them from trying to help me. I am very appreciative to have them accompanying me to complete my Will at a competitive rate as well. Even when they are not really earning from the process of me drawing up my Will, they are still doing the backend coordination to give me greater peace of mind. A big kudo to the team. Highly recommended!"

Ms Chew Yi Xian
Relationship Manager
OCBC

"Jia Min is a very sincere and genuine financial advisor whom I can trust and rely on for any financial advice, handling of policies and technical queries. She goes the extra mile to make sure that I understand what I’m purchasing and genuinely wants the best policy fit for me. Appreciate how she is so open with sharing all her financial and investment knowledge and is ever so willing to listen whenever I need any advice. It’s been a pleasure being under her care and I would highly recommend Jia Min!!"

Ms Phoebe Yau
Customer Service Officer
Interunion (SEA) Pte Ltd

"Jia Min is a detail-oriented and friendly professional. She is responsive, and explains every policy in great detail to me. It is great to meet an advisor who knows her products well, handles my claims efficiently, and is able to recommend suitably for my needs."

Ms Ruby
Sales Manager

"Jiamin was introduced to me by my sister, who recommended her to me as she is warm and knowledgeable. After meeting her a couple of times for my policy review, she is indeed genuine, as she was fine with me asking about alternatives insurers besides the one recommended to me. Also, unlike most agents I've met, I opened up to her quickly as she is very friendly. I'm glad to have her as my adviser!"

Ms Sheila Tam
Lab Scientist
Home Team Science and Technology (HTX)

"Jia Min is very efficient at her work and always spends extra effort to simplify and ensure I understand the investment solutions and insurance products recommended to me. The plans are also well-suited to my current needs. As someone who is competent, I feel at ease doing my financial planning with her."

Ms Madeline Kuah
Property Agent

"Jia Min provides professional and value-adding advice to me. She is a trustworthy and dependable advisor who is ALWAYS prompt and detailed in her responses to all of my questions. I highly recommend Jia Min to friends, family & everyone who is looking for a financial advisor!"